Hello everyone! Welcome to Studentportals! It is me your friend, Prudent Joshua. I have decided to write this article because of a recent experience I had during my visit to Unizik.
Not too long ago, I was at an executive meeting at Nnamdi Azikiwe University (Unizik). It was a wonderful experience, and I am thankful to have taken part. However, even if I had anticipated some of the questions due to the nature of our previous discussions, I was taken aback when a number of students came to me and asked the same question. They were asking, “Prudent Joshua, what is Opay USSD code?”
One after another, they came asking me: “How do I use Opay without data?” or “Can I send money on Opay just by dialing a code?” Now, as someone who enjoys helping others understand things, I took the time to answer each one, but I quickly realized that many people were interested in knowing more about this Opay’s codes.
So I started thinking and asked myself, why not put it all in one article? That way, anyone, whether they are a student or not, can come here and find answers about Opay’s USSD codes.
I encourage you to relax and read this informative and at same time, enjoyable article because I explained everything as clearly as possible.
You can also read my last post; Why can't i change my opay account Name and number?
What Is Opay?
Opay is a mobile money service that allows users to send money, receive money, pay bills, top up their phones and even order for a taxi.
It is gaining popularity due to its simplicity and due to the fact that you do not have to open a bank account in the conventional way of a bank.
What Is Opay USSD Code?
Opay code or Opay USSD code which is *559# Is the short code that you can dial on your phone to access Opay services. This is especially helpful for people who don’t have data or internet access all the time. So, with just a simple code, you can do a lot of the same things you would do on the app.
Let’s go into more details about the Opay code and how you can use it.
The Opay USSD Code You Need to Know
After that meeting at Unizik, I Noticed that there are many people who don't even Know Opay USSD Code which is *955#. If you are an Opay User, this code opens up a world of options, and it is also possible to do with it almost everything you need. For you understand it better, let us break down some of the most important uses of this code.
1. How to Create Opay account Using *955#
If you don't have Opay account, you can easily create new one by dialing *955#.
See how to create it using opay ussd code:
Dial *955# on your phone.
Choose “Create Account”
Type in your NIN and BVN
Creating a PIN and Finish Up.
And that’s it! You’re now an Opay user.
2. How to Send Money with *955#
One of the main things people want to know is how to send money without using the Opay app. To do this, you just need to follow these steps:
- Dial *955# on your phone.
- Select the option to TRANSFER.
Note: Choose the Transfer option by typing its corresponding number (e.g., if “Transfer” is option 1, type 1 and press send)
- Choose the type of account you want to send to (like Opay-to-Opay or Opay-to-bank).
- Enter the amount and the recipient’s account number.
- Confirm the transaction with your PIN.
With this, you’ve successfully sent money using the Opay USSD code!
3. How to Check Your Opay Balance with *955#
Sometimes, you might just want to know how much money you have in your Opay wallet. To do that:
- Dial *955#.
- Select the “Check Balance” option.
- Enter your PIN to confirm.
Your balance will be shown to you on your screen. Simple, right?
4. How to Buy Airtime Using *955#
You can buy airtime for yourself or for someone else using the Opay code:
- Dial *955#.
- Select “Airtime Or Data” option which is number 2
- Enter the phone number.
- Enter the amount of airtime you want to buy.
- Confirm with your PIN.
And that’s it! You’ve bought airtime using the Opay USSD code
5. How to Pay Bills with *955#
If you need to pay bills like electricity, cable, or other services, you can do that with Opay USSD code too:
- Dial 955#.
- Select Betting & Electricity which is number 3
- Choose the specific type of bill you want to pay.
- Enter the necessary details, your meter number or account number for the bill.
- Confirm with your PIN.
This way, you will be able to pay for bills using the USSD Code
FAQs about Opay USSD Code
I have noticed that people also search for certain questions about Opay. Let me answer some of these common questions here so you don’t have to keep searching.
Is There an Opay Code to make cardless Withdrawal?
Yes, you can withdraw money using Opay at ATMs that support cardless transactions. Here’s how:
1. Dial *955#.
2. Select Withdraw.
3. Follow the instructions, and you’ll receive a code.
4. Go to a supported ATM, enter the code, and get your cash!
This is very helpful if you don’t have an ATM card with you.
Can I Use Opay without Data?
Yes, you can use Opay without data by using the USSD code *955#. With this code, you can send money, check your balance, pay bills, Buy Airtime and Data and more – all without internet.
Is There a Code for Opay Customer Care?
If you need help or have questions about your Opay account, you can reach out to Opay customer care by calling
018885040. They’re available to assist you with any issues.
Can I Transfer Money from Opay to My Bank Account?
Yes, you can transfer money from your Opay wallet to your bank account using the 955# code. Just follow the steps under Transfer and choose the option to transfer to a bank account.
What Is the Opay Code for Buying Data?
The Opay code for buying Data is *955*2*2#. You can buy data for your phone using the Opay USSD code.
Or
1. Dial *955#.
2. Select Airtime & Data.
3. Enter number and data plan.
4. Input amount.
5. Confirm with your PIN.
The data will be credited to your phone instantly!
What is Opay USSD Code?
Opay’s main USSD code is *955#. This code lets you do a variety of things on Opay like transferring money, checking your balance, buying airtime, and more, all without using the internet.
Opay USSD Code for Balance
To check your Opay balance, dial *955*12# on your phone. Follow the instructions that pop up, and it will show your current account balance.
Opay USSD Code for OTP
Opay sends an OTP (One-Time Password) through SMS when needed for extra security. You don’t need a specific code to request an OTP; it’s automatically sent to your phone when you’re about to complete certain transactions.
Opay USSD Code Transfer
To transfer money, dial *955*1#. If you’re sending money to another Opay account, select “Transfer to Opay.” If it’s going to another bank, select “Transfer to Bank Account.” Then, choose the bank, enter the account number and amount, and confirm with your PIN.
Opay USSD Code for MTN
For MTN users who want to buy airtime or data, dial *955*2#, then choose either airtime or data. Enter the MTN phone number you want to recharge, input the amount, and confirm with your PIN.
How to Activate Opay USSD Code
To start using Opay’s USSD, simply dial *955# on your phone. Follow the setup instructions, and soon you’ll be able to perform Opay transactions even without data.
Opay USSD Code to Check Balance
You can quickly check your balance by dialing *955*12#. Just follow the steps that come up, and you’ll see how much money you have in your account.
Opay USSD Code for Airtime
To buy airtime, dial *955*2#. Choose the “Airtime” option, enter the phone number, input the amount, and confirm with your PIN. This works on any network.
Opay USSD Code for Data
To purchase data, dial *955*2#. Select “Data” by entering 2, type in the phone number, input the amount you want, and confirm with your PIN. You’ll get the data right away.
Opay USSD Code for Airtel
Airtel users can also use *955*2# to buy airtime or data. After dialing, select either “Airtime” or “Data,” enter the Airtel number, input the amount, and confirm it with your PIN.
How to Use Opay USSD Code
Using Opay’s USSD is simple. Just dial *955# on any mobile phone, and you’ll see options to check your balance, transfer money, buy airtime, and more. Choose what you want, follow the steps, and you’re done.
Opay USSD Code to Transfer Money
If you need to transfer money, dial *955*1#, pick “Transfer to Opay” if it’s an Opay account, or “Transfer to Bank Account” for other banks. Choose the bank, type in the account number and amount, then confirm with your PIN.
Opay USSD Code to Buy Airtime
For airtime purchase, dial *955*2#. Select “Airtime,” enter the number you’re recharging, input the amount, and confirm it with your PIN.
Opay USSD Code for Loan
Currently, Opay doesn’t have a specific USSD code for loans. For loan services, you might need to use the Opay app to check if any loan offers are available.
What is Opay USSD Code for Transfer?
The code for making a transfer is *955*1#. Just follow the steps to complete your transfer, choosing either an Opay or other bank account.
Benefits Of The Opay Code
First of all, I must say that the Opay Code is mosting beneficial even for students and those who don’t have constant connectivity to the internet.
This fact considerably makes it easy for everyone to perform mobile transactions using the USSD code.
There are indeed times when we simply need a straightforward solution and do not have a data connection.
A large percentage of students, especially those I interacted with at Unizik, have embraced the use of Opay because it is straightforward, secure, and affordable.
The advantage of this code is that it facilitates the completion of financial transactions in the absence of an active data connection. This is a fantastic advantage, especially in conditions where an internet connection may not be very reliable.
Important Things to Keep in Mind
Now, before you go and start using Opay code, here are a few important things to remember:
1. Keep Your PIN Safe – Never share your PIN with anyone. It’s like the key to your money, so treat it as private.
2. Make Sure Your Phone Number Is Correct – When sending money, double-check the phone number or bank details. One small mistake could send money to the wrong person.
3. Opay Charges Small Fees – Opay charge #1 per transactions done with the USSD Code.
Why I Wrote This
The questions I received from students at Unizik made me realize how important it is for people to understand how to use Opay USSD codes. Opay is here to make life easier, and once you know the right codes, you don’t need to worry about having data or even an internet connection. It’s a relief for many people, including students who need an easy way to handle money.
I hope this article has made things simpler for you and answered your questions about Opay and its USSD code. If you’re one of the students who came up to me at Unizik, thank you for inspiring me to write this. I’m always here to help with any questions you may have!
If you have any other questions or there’s something I missed, please feel free to reach out or leave a comment below. Thanks for reading, and happy banking with Opay!
